Please be advised: Visio Lending does not accept unsolicited resumes or services from third-party recruitment agencies. In the event, a recruiter or agency submits a resume or candidate without an agreement Visio Lending shall explicitly reserve the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to Visio Lending employees, shall be deemed the property of Visio Lending.

About Visio
Visio Lending is the nation’s leader in rental home financing. Founded in 2012 in Austin, Texas, Visio enables small- to medium- sized investors to grow their rental home, vacation rental, and small balance commercial portfolios. Headquartered in fantastic Austin, Texas, since late 2015, Visio has financed more than $1 billion in Rental360 loans. With more than $400 million in capital onboard, a proven record of investment grade bond issuance on Wall Street, and an outstanding 100+ team, Visio is poised for rapid growth in 2021 and beyond.

The Opportunity
As a Remote Jr. Mortgage Underwriter you will assist underwriters and perform underwriting reviews of residential investors and investor loans. You will provide support to the Underwriting Department by:

• Preparing files to be reviewed by an Underwriter
• Recognizing when an account deviates from the norm
• Completing underwriting functions in accordance with various program requirements, Company standards, and related legal and regulatory requirements
• Ensuring loans are in compliance with guidelines, standard operating procedures and internal processes
• Ensuring lending conditions have been satisfactorily met prior to closing
• Reviewing documents to detect and prevent fraud
• Evaluating and assess the collateral and capacity of loans
• Verifying purchase contract documentation and resolve routine issues including vesting issues and other document discrepancies
• Reviewing appraisals and ensure that risks are appropriate and meet all guidelines of the applicable loan type
• Reviewing corporate documentation for entity borrowers
• Researching property taxes to determine appropriate escrows
• Reviewing title commitments to ensure policies meet investor and company guidelines
• Providing exceptional customer service
• Complying with all applicable lending laws and regulations
• Collaborating with departments across the organization to foster a streamlined process and drive quality improvement
• Work Schedule: Monday – Friday: 8:30am – 5:30pm (Remote)
• Salary Range: $20-$21/hr. (Non-Exempt/Hourly/Eligible for Overtime)

What We Are Looking For

• Someone with 1 years of experience working in a mortgage or title environment
• Someone with High School Diploma and/or GED equivalent
• Someone with knowledge of credit reports, appraisals, and title commitments
• Someone with the ability to use Microsoft products, specifically Excel and Word
• Someone that is a motivated self-starter, organized, disciplined and service-oriented attitude
• Someone with attention to detail & accuracy
• Someone driven to accomplish established goals with an interest in solving problems
• Someone who is proactive and can work independently
• Someone with strong interpersonal, written, and verbal communication skills
• Someone who can work collaboratively
• For Internal Applicants: 6 months of Visio Lending work experience which includes no disciplinary actions within the last 3 months. Current Manager notification is needed to apply for a vacant position. Any applicant that does not meet these conditions will require approval from the executive team member over the hiring department prior to extending a job offer.

What We Prefer to Find

• 2 years of experience working in a mortgage or title environment, preferably in a quality control, title agency or underwriting environment
• Someone with an associate degree and/or bachelor’s degree in Business or related industry area major
• Someone with experience with Calyx Point

What We Offer

• Super casual dress code – comfort guaranteed
• Kitchen stocked with snacks and beverages
• Holidays and Paid Time Off – 9 Holidays and 15 days of PTO in your first year
• Medical, Dental, and Vision Plans
• Retirement Planning – 401k and Roth IRA options
• Benefits eligibility is based on employment type/status

Why We Love Working at Visio
We at Visio are passionate about working together towards our goals to continually push this company forward. We innovate, collaborate, celebrate team successes, and recognize individual accomplishments. Every position and every person matters here. We value our employees, and we like to promote from within, so as the company continues to grow so can you.

Where You’ll Be
We are based out of the fun, vibrant, beautiful, eclectic Live Music Capital of the World – Austin, Texas. Our office is also only 5 minutes from The Domain, a popular and trendy center for shops, restaurants, bars, apartments, and more.

How to Apply?
To be considered for employment, please submit your application online. While we appreciate all the interest we receive, only candidates selected for phone screening or an interview will be contacted directly. You will receive application status alerts via email so make sure your email address is accurate.
Note: Incomplete applications will not be considered, unanswered application questions or responses indicating “see resume” will be considered incomplete.
Visio Financial Services, Inc. is an Equal Opportunity Employer

Job Type: Full-time